2 9 February, the central bank again raised the deposit and loan interest rates. Xinmin bank outlets in Shanghai to see a reporter, there are many people waiting in line early in the morning to open the door, busy for dump operations.
around 9 am, De Ping Road in Pudong, Shanghai Rural Commercial outlets, the lobby filled with customers who came to dump. Hall said the manager, although 8:30 to open the door, but she has a lot of people come to work when the queue at the door. Most of the older deposits of 3 years or 5 years period, the young prefer short-term deposits, so dump the majority of the elderly.
in bank outlets in Shanghai Shanxi North Road, until noon in the lobby there are 10 people waiting dump. Lobby manager, said customers in the morning to come to dump a lot, probably more than 50 customers have already handled. She said the hands of these customers generally have multiple certificates of deposit, to renew the maturity takes time.
same situation also appears in Fuzhou road ICBC and China Merchants Bank locations. Lobby manager, said the number of days if the deposit has been deposited is greater than the critical point dump, the dump should not be; if less than the critical point dump, you can choose to dump. A 3-month certificates of deposit, for example, proposed dump has been stored maximum number of days of not more than 14 days before the January 25 deposit no dump. Proposed one-year certificates of deposit saved the biggest dump days for 34 days before the January 5 deposit is no need to dump.
According to financial experts, the 3-year, six months period, 1 year, 2 year, 3 years, 5 years, the suitability of the dump were critical point 14 days, 23 days, 35 days, 72 days, 92 days and 176 days.
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