Source: QIAN, a line of senior financial planner, hereinafter referred to as
That afternoon, Xiaoyi through deep quilt to watch their online banking fund, was very depressed. Suddenly, the thought has just joined the financial management will be the living room, eyes suddenly light up, the thing done with work, with colleagues said, the busy rush to hurry from the drawing room, looking for help to solve your own bought in October, and now a lot of loss, I do not know when to get out of trouble?
money: Bo Yu Fu, index funds ah! initially to the Xinhua FTSE China A200 composite index for the subject, but in 2008 Jan. 1 began tracking the Shanghai and Shenzhen 300 Index (the end of January 2010 for the announcement). this net growth of index funds and the ups and downs of the Shanghai and Shenzhen 300 index correlation is very high (more than 95% of basic), a if it rose up, fell down along with it also.
Shaw: Yes, I think it has been in recent months Jiji grinding mill, looking to make people worry?
money: mainly the recent stock market volatility has been in the box, there is no market, so the performance of your index fund will sharpen the Jiji. However, from the time you buy point of view, can it really was not a good time ah! October 2007, the stock market is the most popular coming to an end when the Shanghai index around in 6000, even if the CSI 300 is also around 5800; now, the Shanghai index at 3,100 points, while the CSI 300 is basically also more than 3300 points. From these two indices point of view, when you Bo Yu Fu is also a loss of about 40%.
Shaw: Yes, ah, when the Fund is very popular, very stylish, family, friends and colleagues have made a lot of fund buying, there is no office a few words to wander their own funds, and usually run into acquaintances have become even questioned, death of me, fights for the couple several times we stand it? Hey, the world is no going back ah!
money: Yes, ah, at that time was crazy, a lot of people go in blindly follow the trend of the results on the trap it! Do not worry now, anyway, has done so, acute and useless. we better return to your specific question (when the Fund can get out of trouble) on it! key to see how you are going to do. The first approach Opening is not low, continue to hold, it depends on when the index can record a historic high, and as long as the index hit a historic high, your fund will be some sort of relief; the second method is to lower a subscription point, relative stage high redemption, this back and forth several times, well ahead of time will get out of trouble.
However, the former approach is simple, to keep banks on a regular basis when it is, anyway, that day has come, is two years He still three years later, you never know; the latter approach has a relatively high operating requirements, the difficulty a bit large, but can shorten the time to get out of trouble, according to your right to choose?
Shaw: I think we forget it, has been holding it! a few years it will not nothing, right?
money: It is not necessary will not! is to take into fills several years to when the bank deposits, will one day liberation The effect of attracting a lot of money into the market lay friends, friends see a lot of people investing repeat something like this: apply, wait, get out of trouble, and then apply, this cycle has been significant.
not just the domestic and foreign too! as the world famous 17th century Dutch tulip bubble, 20, 90 timing of Japan's bubble economy collapsed, the U.S. Nasdaq stock market late 20th century the deep-set in which led to a drastic shrinkage of assets of bankrupt!
fact, the phenomenon reflects the people behind the blind obedience to psychology. mainly the lack of investment in people their own views, not the subject of investment in-depth understanding and knowledge, irrespective of the market risk, blindly follow the trend, the last wine that only you can swallow the bitter fruit. in the investment, the most taboo is blindly follow the trend! both funds, stocks, gold paper, stamps, etc., as long as the side to do more to make money in the investment products, if follow suit definitely have not run away blindly follow the consequences of this quilt!
Shaw: It seems that a lot of things have to learn, and ultimately, the future could you ah!
money: You're welcome, live and learn, we will study together and progress together !
No comments:
Post a Comment